Make your next project in Burlington a success with our curated list of local providers. Backed by our standards for Ontario, you can proceed with confidence. Connect with trusted private mortgage providers in Burlington.
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Private mortgages offer a financing option when traditional lenders aren’t available. Experienced professionals help clarify terms, costs, and risks before you proceed.
A simple process to explore private mortgage options and understand how they work.
Tell us about your financing needs and property details. This helps us understand what type of private mortgage support you’re looking for.
We’ll connect you with licensed mortgage professionals who can provide tailored private mortgage options based on your situation. Review quotes at your own pace.
Compare experience, ask questions, and select the mortgage professional that best fits your needs and timeline.
Understanding private mortgages
A private mortgage is a home loan provided by a private lender rather than a traditional financial institution. Approval is typically based on property value and available equity, rather than standard income or credit requirements.
Private mortgages are most often used as short-term financing solutions. They may be considered when traditional mortgage options are not available or when temporary funding is needed to address a specific situation.
Before choosing a private mortgage, it’s important to review interest rates, fees, loan terms, and repayment timelines. Because private lending works differently from traditional mortgages, understanding the full structure helps set clear expectations and reduce risk.
Pro Tip
Private mortgages are often used as temporary solutions. It’s important to understand how and when you plan to transition to longer-term financing.
Private mortgages differ from traditional loans in structure and risk. Working with licensed mortgage professionals helps you understand private lending terms, fees, and expectations before moving forward.
Private mortgages can offer a clear, structured way to access short-term financing when traditional mortgage solutions aren’t suitable, with defined terms and repayment timelines.
In Ontario, mortgage brokers and agents are licensed by the Financial Services Regulatory Authority of Ontario (FSRA). Ensure your insurance and real estate professionals are also registered with their respective provincial bodies (RIBO, RECO) to guarantee consumer protection and adherence to provincial standards.
We aim to partner with professionals who meet all regulatory requirements for Ontario, ensuring your peace of mind when selecting a service provider in Burlington.
Learn how private mortgages work in Canada and who they are best suited for.
Livin2
Jan 3, 2026
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Licensed mortgage professionals explain how private mortgages work, including loan terms, interest rates, lender fees, and repayment timelines associated with short-term private financing.
Private mortgages are typically provided by individual investors or private lending corporations. Licensed mortgage professionals help facilitate and structure these loans based on property value and available equity.
Yes. You’ll work with a dedicated licensed mortgage professional who reviews your information, explains available private mortgage options, and guides you through each step of the process.
To get started, you’ll usually need to provide details about your property, current mortgage balance, estimated property value, and financing goals. This allows mortgage professionals to assess suitable private lending options.
Private mortgage costs depend on property value, loan-to-value ratio, term length, and lender requirements. Rates, fees, and terms vary by provider.
based on 131 reviews
"The explanations around private mortgage terms were straightforward. It helped me understand how short-term lending works and what factors to review before moving ahead."
"I found the information helpful when traditional mortgage options weren’t available. The process and costs were explained clearly, which made it easier to evaluate my situation."
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Helpful reads related to private mortgages
Learn the risks of private mortgages and how homeowners can protect themselves before borrowing.
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Learn how private mortgage approvals work for homeowners with bad credit or low income.
Learn the key differences between private mortgages and bank mortgages so you can choose the right option for your situation.
Learn when a private mortgage may make sense and the situations where homeowners commonly use one.
Learn how private mortgages work in Canada and who they are best suited for.
Guides focused on pricing, quotes, and value.
Evaluate whether the cost of a private mortgage makes sense based on how long you plan to use it.
See monthly private mortgage payment examples at different loan amounts to understand real borrowing costs.
Compare the true cost of private mortgages versus bank mortgages, including rates, fees, and total interest.
Learn the common fees involved in private mortgages and how each cost affects the total loan amount.
Learn what affects private mortgage interest rates in Canada and why rates vary between borrowers.
Learn the typical costs of private mortgages in Canada, including rates, fees, and real examples.
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